Caravan finance calculator
How holiday home finance works
Buying a holiday home does not always mean paying the full amount upfront. Finance options may allow you to pay an initial deposit and spread the remaining balance into monthly payments. At Lyons Holiday Parks, our ownership team can talk you through the available options, explain the next steps and help you understand what may be affordable for you.
Why spread the cost?
Finance can make holiday home ownership feel more achievable by reducing the amount you need to pay upfront. Instead of paying the full cash price in one go, you can spread the cost into affordable monthly payments and choose an option that suits your budget.
- Lower upfront cost with deposits from £5,000
- Monthly payments from £248*
- Low APR from 7.9%
Ways to finance your caravan
Once you have found the right holiday home and pitch, we will help you understand the different ways you can pay. This could include paying outright, looking at finance options through one of our selected providers, or using your own funding.
- Pay cash price outright
- Static caravan finance packages
- Third party funding
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Why so many families choose to book their UK caravan holidays with Lyons
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*Average rating calculated from indivudal holiday park profiles.
Frequently asked questions
We’ve answered some of the questions we’re asked most often to help you decide if holiday home ownership is right for you.
How much deposit do I need?
Deposits start from £5,000 on selected holiday homes. The exact amount can vary depending on your chosen holiday home, finance option and lender criteria. Our calculator is there to give you an example, while our sales team can confirm the details with you.
Is buying a holiday home an investment?
A holiday home should be seen as a lifestyle investment, not a financial investment. It is about enjoying more time away, creating family memories and having a place to escape to whenever you need it.
Static caravans should not be purchased with the expectation that they will increase in value or generate a guaranteed return. While some owners may choose to sublet their holiday home to help towards running costs, this should not be seen as a guaranteed income.
Can I pay in cash?
Yes, you can choose to pay for your holiday home outright. In most cases, when people refer to paying in cash, this means paying the full amount by debit card, credit card or bank transfer.
If you would like to pay using physical cash, please note that we can only accept cash payments up to £8,000. Our ownership team can talk you through the available payment options before you complete your purchase.
Can I choose how long I spread the payments over?
Yes, repayment terms can vary depending on the holiday home, finance option and lender criteria. Our ownership team will talk you through the available terms and help you understand how your deposit and repayment length could affect your monthly payments.
Can I pay my outstanding finance off early?
Yes, you can usually choose to pay off your outstanding finance early. If you decide to settle the balance in full, you would not continue paying interest on future repayments after the finance has been cleared.
Our ownership team can explain the process and confirm the details with the finance provider, including your settlement figure and any terms that apply.
Finance is subject to status, affordability checks and lender approval. Example figures are for illustration only.